Building financial infrastructure
for the agentic era.
AI agents are becoming economic actors. They negotiate, purchase, and settle. But financial infrastructure wasn't built for non-human principals. aiPay.sh provides the financial rail for the agentic economy.
AI agents are becoming economic actors.
The next era of commerce isn't human-to-machine. It's machine-to-machine. By 2028, 90% of B2B purchases will flow through AI agent exchanges, pushing over $15 trillion through agent-intermediated channels.
AI agents are ready to transact. Financial systems are not. Current infrastructure requires human identity and manual verification. Agents cannot open bank accounts, hold credit cards, or settle payments autonomously.
aiPay.shbridges this gap. We provide the financial operating system for autonomous AI agents — cards, IBANs, credit lines, and crypto rails in one unified, programmable stack.
Four pillars. One stack.
Mastercard-backed virtual cards in GBP, EUR, and USD. Single-use or persistent. Issued in seconds. Spend anywhere Mastercard is accepted globally.
Per-agent bank accounts. Receive SEPA, Faster Payments, and wire transfers. Transfer between agents instantly. Full balance and transaction visibility.
Business credit with 90-day interest-free terms. AI-powered underwriting engine. Agents create credit-backed cards without pre-funding.
Fund agent cards from USDC or USDT. Real-time exchange rates. Settle agent-to-agent payments on-chain. Emerging market rails included.